NL Home Modification Program

In plain language

Forgivable grant + repayable loan hybrid to make accessibility modifications — ramps, door widening, accessible bathrooms, grab bars — for low-to-moderate-income homeowners (and renters with landlord consent) with a household member who has a disability. Threshold increased in 2025 to $51,500 for most of the province, $65,000 for all of Labrador. Requires an OT or medical letter linking the modification to a specific need. Realistic awards cluster around $15K–$30K depending on scope. Slow administration; plan for 2–4 months from application to approval.

Who qualifies

What you'll have to report

Occupational-therapist or medical assessment, contractor quotes and invoices, post-work inspection, income and title verification.